This entry is not meant to be a commercial, but having a good bank is certainly part of coping with fiat funny money. I've been a USAA client since 1967 and they have never let me down. Teenage driver accidents, overdrawn checks, costly home owner's insurance claims, disputed credit card charges-- you name it and these folks have gone the extra mile on my behalf.
Until recently, you had to be career military to become a USAA member. My understanding is that everyone is now eligible for many USAA services including banking. I am most pleased with their savings and checking accounts. I can use any local ATM and USAA refunds fees up to a limit. I think it's $10 monthly. We mostly use their debit/credit card which earns travel reward points. They offer free online bill pay, something I resisted for years. But wow, once I tried it I was hooked. What a time saver. The neatest new thing is depositing a check via fax. No stamps and the check is deposited at warp speed. USAA's website is crisp and intuitive, truly putting you in charge of your bank accounts.
All this praise is unsolicited by USAA or anyone else. I'm simply a very satisfied customer that wants to spread the word. In reality, it's one of my best investments. Best wishes and happy Thanksgiving.
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